Bitcoin and Banks.. They are coming...

My best friend works for a digital assets firm. I work for one of the Big Four accounting firms. Both of us are young and have six-figure net worths in Bitcoin. I’m a GIGA Bitcoin MAXI, though in the closet… Unfortunately, my work environment doesn’t allow me to be outspoken—it’s still a very TradFi world.

Anyway, my friend called me yesterday and told me they’re in talks with Chase, Charles Schwab, and JP Morgan to create lending instruments backed by Bitcoin. This is somewhat common knowledge on X, but few really dive into the downstream implications. Structuring these products will take time, but the future of borrowing against your Bitcoin at the current Fed rate is approaching fast.

Right now, Bitcoin-backed lending exists, but only at much higher rates through smaller companies like Swan Bitcoin. The titans haven’t entered the space yet. Currently, if you want to spend your precious BTC, you need to sell it—that’s about to change. Imagine the impact on price…

In equities, millionaires often secure lines of credit against the value of their portfolios, allowing them to spend without selling their underlying stocks. This helps keep stock prices high since major holders aren’t creating downward pressure. Now imagine that, but with an asset that’s finite—no new shares "coins" can be issued to expand Bitcoin’s supply. FUN TIMES AHEAD.

The current price action is meaningless when you zoom out and look at the bigger picture. The mass adoption of Bitcoin by banks and TradFi is happening—it’s the first inning. I knew something big was coming when GAAP accounting standards were updated to incorporate digital assets. Most people don’t realize it, but that was a BIG F*ING DEAL**. These standards dictate how companies evaluate their balance sheets, determine profits or losses, and assess fraud risks. It’s the rulebook for the entire stock market game.

I hate seeing people panic-sell Bitcoin when the likelihood of insane gains ahead is VERY high.
I’ll say this: follow the money. Rich people are buying BTC, not selling. Traditional finance is adding ways to gain exposure to Bitcoin and creating a clearer regulatory framework—not banning it. That’s all the signal you need.

Take care, everyone. HODL. ????