does old financial system push us to use crypto?

Currently to open a corporate account in bank is a real problem, you need to give and business plan, and show all model of your business and they review many weeks.

About half of world ( countries like from South America or some Eastern Europe, some Asians are just "non-desirable" and if you will get later payment from them - your account will be closed.

This situation looks like the whole banking system push us into crypto, they give no choice but to choose crypto as way of receiving payments from clients for regular needs.

how do you think, if it is so or no? do you have any personal experience?

thank you