How do high-volume P2P traders avoid bank account freezes?

I hold seeing individuals on Reddit say their bank accounts get frozen after doing crypto P2P trades, particularly when receiving cash from unknown accounts.

But on the similar time, there are P2P merchants with 500–1000+ completed trades who seem to operate constantly without points.

So I’m curious:

How do skilled P2P traders scale back the danger of account freezes?

Do they use specific banks or wallets which might be thought-about safer for receiving P2P payments?

Are business/present accounts safer than private financial savings accounts for this?