I’m getting 55k worth of bitcoin!!

… maybe?!

Every February, my job awards me $55k in stock options, which I always sell off right away to buy Bitcoin! Been doing this for a while now.

This time, though, with the bull market coming up, I don’t really want to wait until feb. I’m thinking about taking out a $55k loan now and paying it off in full once I get my stock options. I don’t see much risk?

The stock options are guaranteed as part of my job. And if, worst case, I lost my job (pretty unlikely), I could sell some Bitcoin to cover the loan. So it feels low-risk, but I wanted to get some feedback—am I overlooking anything? Or could the Bitcoin price in Feb end up close enough to now that this wouldn’t be worth it?

And lastly.., I do want to state that I do consider myself very very lucky and don’t take it for granted that I have this available to me. I don’t want this post to come across like I am showing off. It’s a fortunate thing I receive.