Probably unpopular here but crypto payments might be too focused on replacing existing payment rails instead of using them. Stablecoins already move globally and settle fast. The problem is spending them. Most merchants don't care about USDT or USDC. They just want to get paid. Maybe mass adoption isn't about convincing every merchant to accept crypto. Maybe it's about making crypto work wherever people already pay.
Necessary bridge or against the whole point of crypto?
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