I'm rounding off here and not a major crypto head so please be informative with your comments.
It seems to me that people who are into bitcoin want to see it used widely and regularly. For that it needs to be adopted globally.
People also want to see decentralisation.
So there is only 2 million bitcoins left to mine. Why don't the top 50 whales (as many needed to guarantee 2 million bitcoins) pull together and open an easy to use decentralised bank/exchange so that the rest of the population buy in, knowing the collateral is there. The price of bitcoin should rise, so the whales will benefit. Also profit with some small fees for exchanges.
Whats stopping this from happening?
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