I'm Transferring funds occasionally to my coinbase, which is a FCA regulated exchange ffs and Monzo blocked the last one. Someone from their fraud team got back to me a week later and asked me a 1000 questions saying "we believe you are getting scammed", yea right! And finally woke up to this message saying they are closing my account in 2 months time. I can use it until then as normal!!!
I've been investing in Crypto since 2020 and that is the exact reason. I don't want you to have my liquidity for free to sell it as a loan to someone else with 18% apr. Good business for you bad business for me.
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